Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
United Wealth Management Group, Financial Services

140 Main Street, Suite 400
Northampton, MA 01060
Tel: 413-585-5100
Fax: 413-585-5153

1830 Northampton Street
Holyoke, MA 01040
Tel: 413-787-1257
Fax: 413-533-1687

94 Shaker Road
East Longmeadow, MA 01028
Tel: 413-788-3358
Fax: 413-525-7160
528 Center Street
Ludlow, MA 01056
Tel: 413-726-2422

Fax: 413-583-2641